Terms & Conditions Generator
Generate free terms and conditions for your website or app. Customisable template with ecommerce, accounts, and refund clauses.
Fill in your business details and toggle the clauses you need to generate a terms & conditions template.
Include Clauses
Why Terms and Conditions Matter
Terms and conditions (T&C) are a legal contract between you and your users. They define the rules for using your website or service, limit your liability, and protect your intellectual property. Without them, you're exposed to disputes with no agreed framework for resolution.
Think of T&C as the house rules. They're not just legal jargon — they set expectations about acceptable use, payment terms, refund policies, and what happens when things go wrong. Every business website, SaaS product, and e-commerce store needs them.
Key Clauses Explained
| Clause | What It Does | Who Needs It |
|---|---|---|
| Intellectual Property | Protects your content, code, and branding from copying | Everyone |
| User Accounts | Defines account responsibilities and security expectations | Sites with login/registration |
| Purchases / Payments | Covers pricing, availability, and payment processing | E-commerce and SaaS |
| Refund Policy | Sets expectations for returns and refund eligibility | Any site selling products or services |
| Subscription Terms | Defines billing cycles, cancellation, and auto-renewal | Subscription businesses |
| Limitation of Liability | Caps your financial exposure from user claims | Everyone |
| Governing Law | Specifies which country's law applies to disputes | Everyone |
| Termination | Your right to close accounts or deny access | Sites with user accounts |
Terms vs Privacy Policy vs Cookie Policy
Terms & Conditions
Rules for using your service. Covers liability, IP, payments, acceptable use. Protects your business.
Privacy Policy
How you collect, use, and protect user data. Required by law (GDPR, CCPA). Protects users' rights.
Cookie Policy
Specific disclosure about cookies and tracking. Often part of the privacy policy but sometimes separate. Required by EU ePrivacy Directive.
UK Legal Requirements
Consumer Rights Act 2015. If you sell to consumers in the UK, your terms must be fair and transparent. "Unfair" terms (like hiding cancellation fees) can be struck out by a court.
GDPR / UK GDPR. Your privacy policy is legally required if you collect any personal data. Terms and conditions are technically optional, but running a business without them is risky.
Consumer Contracts Regulations 2013. Online sellers must give consumers a 14-day cooling-off period for distance purchases. Your terms must clearly state this right.
This generator creates a starting point. For businesses handling significant revenue or sensitive data, have a solicitor review the output before publishing.
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How to use this tool
Enter your company name, website URL, and contact email
Toggle the clauses you need (accounts, e-commerce, refunds, subscriptions)
Click Generate, then copy or download the Markdown output
Common uses
- Creating T&C for new website launches
- Adding legal pages to SaaS products
- Generating refund and subscription clauses for e-commerce
- Meeting app store requirements for terms of service
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